[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.portimex.cz\/nizka-bonita-zalezi-na-tom-kde-pozadate-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.portimex.cz\/nizka-bonita-zalezi-na-tom-kde-pozadate-o-pujcku\/","headline":"N\u00edzk\u00e1 bonita? Z\u00e1le\u017e\u00ed na tom, kde po\u017e\u00e1d\u00e1te o p\u016fj\u010dku","name":"N\u00edzk\u00e1 bonita? Z\u00e1le\u017e\u00ed na tom, kde po\u017e\u00e1d\u00e1te o p\u016fj\u010dku","description":"M\u00e1te z\u00e1jem o v\u00fdhodnou hypot\u00e9ku? Pot\u0159ebujete pen\u00edze a nem\u016f\u017eete svou \u017e\u00e1dost o p\u016fj\u010dku odlo\u017eit, t\u00edm sp\u00ed\u0161e, kdy\u017e by \u0161lo o mnoho m\u011bs\u00edc\u016f? M\u00e1te ni\u017e\u0161\u00ed plat anebo n\u00edzkou bonitu? V\u017edy, kdy\u017e v\u00e1m v bance necht\u011bj\u00ed vyj\u00edt vst\u0159\u00edc, tak se m\u016f\u017eete obr\u00e1tit na nebankovn\u00ed spole\u010dnost. Tam jist\u011b najdete pochopen\u00ed pro va\u0161e pot\u0159eby a pot\u00ed\u017ee, kter\u00e9 mohou potkat […]","datePublished":"2019-04-14","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.portimex.cz\/author\/#Person","name":"","url":"https:\/\/www.portimex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0ee2b6192cd06dcea0b65614729a0b10cafbccdb71fa9a5d2ca8d0d37da5c054?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0ee2b6192cd06dcea0b65614729a0b10cafbccdb71fa9a5d2ca8d0d37da5c054?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"portimex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.portimex.cz\/wp-content\/uploads\/img_a346362_w1739_t1560505140.jpg","url":"https:\/\/www.portimex.cz\/wp-content\/uploads\/img_a346362_w1739_t1560505140.jpg","height":0,"width":0},"url":"https:\/\/www.portimex.cz\/nizka-bonita-zalezi-na-tom-kde-pozadate-o-pujcku\/","about":["Online"],"wordCount":434,"articleBody":"       M\u00e1te z\u00e1jem o v\u00fdhodnou hypot\u00e9ku? Pot\u0159ebujete pen\u00edze a nem\u016f\u017eete svou \u017e\u00e1dost o p\u016fj\u010dku odlo\u017eit, t\u00edm sp\u00ed\u0161e, kdy\u017e by \u0161lo o mnoho m\u011bs\u00edc\u016f? M\u00e1te ni\u017e\u0161\u00ed plat anebo n\u00edzkou bonitu? V\u017edy, kdy\u017e v\u00e1m v bance necht\u011bj\u00ed vyj\u00edt vst\u0159\u00edc, tak se m\u016f\u017eete obr\u00e1tit na nebankovn\u00ed spole\u010dnost. Tam jist\u011b najdete pochopen\u00ed pro va\u0161e pot\u0159eby a pot\u00ed\u017ee, kter\u00e9 mohou potkat ka\u017ed\u00e9ho \u010dlov\u011bka. V\u017edy\u0165 ni\u017e\u0161\u00ed bonita ani z\u00e1znam v registru je\u0161t\u011b nemus\u00ed nic znamenat. Ni\u017e\u0161\u00ed bonitu m\u00e1 v dne\u0161n\u00ed dob\u011b d\u00edky vysok\u00fdm n\u00e1rok\u016fm klasick\u00fdch bankovn\u00edch dom\u016f naprosto ka\u017ed\u00fd, a z\u00e1znam v registru m\u016f\u017ee b\u00fdt \u00fapln\u011b nev\u00fdznamn\u00fd, t\u00edm sp\u00ed\u0161e, kdy\u017e jste jej z\u00edskali jen za opo\u017ed\u011bnou platbu, t\u0159eba za energie. Jak je tedy vid\u011bt, mnoho okolnost\u00ed, kter\u00e9 va\u0161i \u017e\u00e1dost o p\u016fj\u010dku doprov\u00e1zej\u00ed, je mo\u017en\u00e9 s klidn\u00fdm srdcem pominout. Je k tomu t\u0159eba pouze dostate\u010dn\u00fd nadhled, praxe v oboru a individu\u00e1ln\u00ed p\u0159\u00edstup ke klient\u016fm. Jak je to s hypot\u00e9kou bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f? Mnoho lid\u00ed se myln\u011b domn\u00edv\u00e1, \u017ee kdy\u017e po\u017e\u00e1daj\u00ed o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, tak k jejich p\u0159\u00edjm\u016fm nebude nikdo p\u0159ihl\u00ed\u017eet, respektive po nich ani nikdo nebude p\u00e1trat. Takov\u00e1 p\u0159edstava je ov\u0161em zcela myln\u00e1. A\u0165 u\u017e po\u017e\u00e1d\u00e1te o libovoln\u00fd typ p\u016fj\u010dky, tak si ka\u017ed\u00fd v\u011b\u0159itel zjist\u00ed, jak si stoj\u00ed va\u0161e finance. T\u00edm sp\u00ed\u0161e, \u017ee pr\u00e1v\u011b o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f \u017e\u00e1daj\u00ed nej\u010dast\u011bji lid\u00e9, kte\u0159\u00ed maj\u00ed n\u011bjak\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee. Zjistit, jak si na tom \u017eadatel stoj\u00ed po finan\u010dn\u00ed str\u00e1nce je d\u016fle\u017eit\u00e9 nejen pro poskytovatele p\u016fj\u010dky, ale p\u0159edev\u0161\u00edm pro samotn\u00e9ho \u017eadatele. Mnoz\u00ed lid\u00e9 by se neuv\u00e1\u017een\u00fdm krokem mohli ocitnout v dluhov\u00e9 pasti jen proto, \u017ee by \u017e\u00e1dali v\u011bt\u0161\u00ed \u010d\u00e1stku, ne\u017e jsou schopni zaplatit. Proto zku\u0161en\u00ed odborn\u00edci posoud\u00ed, zda m\u016f\u017eete o p\u016fj\u010dku \u017e\u00e1dat, a jak\u00e1 m\u016f\u017ee b\u00fdt v\u00fd\u0161e takov\u00e9ho \u00fav\u011bru. Ov\u0161em nen\u00ed t\u0159eba se zbyte\u010dn\u011b b\u00e1t. V bance v\u011bt\u0161ina lid\u00ed nepochod\u00ed pouze kv\u016fli zbyte\u010dn\u011b n\u00e1ro\u010dn\u00fdm krit\u00e9ri\u00edm, co\u017e v nebankovn\u00ed spole\u010dnosti, kter\u00e1 lidem vych\u00e1z\u00ed vst\u0159\u00edc, nehroz\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00edzk\u00e1 bonita? Z\u00e1le\u017e\u00ed na tom, kde po\u017e\u00e1d\u00e1te o p\u016fj\u010dku","item":"https:\/\/www.portimex.cz\/nizka-bonita-zalezi-na-tom-kde-pozadate-o-pujcku\/#breadcrumbitem"}]}]